Mrs. Mecomber's Scrapbook

This is a very handy free tool I found at a home insurance website. It gives you the ability to get free home insurance quotes, etc, has articles about insurance policies and insurance in general, but when I was browsing the site I found a very handy home contents calculator, see here. Unfortunately, it’s in the British pound monetary format, but I know I have some UK readers who could benefit from this.

We were in the insurance business for a few years, working for a major company. I am a firm believer in insurance. I lost a house due to a house fire as a kid, and my parents never had insurance on it. We lost EVERYTHING. It was terrible. And today, our modern houses are full of much more valuable stuff with our more modern lifestyles– $1,000 computers, $1,000 video games and entertainment centers, musical instruments, expensive appliances, etc.

A regular home owner’s insurance policy usually reimburses you for damage incurred to the housing building itself, not the contents inside. You usually have to request it (some companies include it with the regular policy). Make sure you know your insurance coverage!! Very important in this day and age.

P.S. This is not a paid post, in case you were wondering. I do think insurance is important, and there are many many online resources to learn more and to get competitive quotes. Take it from my personal experience– you want to be prepared.