Archive for October, 2009

Avoid Scams: Do Your Homework!

The Internet is such a marvelous place! It’s opened up a world of global news and information, discount shopping, and financial and employment opportunities. But as with everything, there are those who use the system for criminal activity. Please, before you do ANYTHING financial, do your homework. I use the Internet as a type of yellow pages, looking for products and services and people. I’ve been a proponent of an online presence for every business and company. But how do you know a business or company is a reputable one before you fork over your personal or financial information? There are numerous, numerous offers for loan modifications these days, due to the present economy. Don’t get scammed!

For one, search the website for a physical address and check it on Google or Yahoo Maps. Look also for a telephone number, and call it. It should direct you to a real office. Do a web search of the company, see what others are saying. Realize that there will always be people with sour grapes, and these sour grapes tend to be extremely vocal (and they almost always show up first in the search engines).

When choosing an extremely important company, such as an attorney’s office or a vendor, check the Better Business Bureau (www.bbb.org). Also, when searching for an attorney, do check the National Bar Association, to ensure that the group is a member of the bar (call your state government office to find the website address or phone number for this association). One shining example of such standards is American Residential Law Group based in Fort Lauderdale, Florida. They are extremely proud of their outstanding rating at the Better Business Bureau, and, of course, are members in good standing of the Florida State Bar. They are a highly qualified, dedicated group of attorneys. They also have an extremely informative page “Why Choose Us” that discusses their expertise on loan modification services, which has become more common since the mortgage crisis and the current economic woes. I recommend you definitely give it a read if you are considering loan modification. The American Residential Law Group is highly qualified with superior recommendations. It is qualifications such as these that you should discover when looking for a reliable business or company online.

So do your homework before jumping in to a deal! All that is required is just a little amount of legwork.
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Calling Dick Tracy…

Here’s the latest in wacky tech news:

You ready for a wristwatch cell phone yet?

San Diego-based Kempler & Strauss this morning rolled out an incredible $199 wristwatch cell phone called the W PhoneWatch. The gadget sports a calendar, address book, a calculator, stopwatch, a vibration mode for silent alarms, a no-stylus touch screen, microSD slot and the ability to both take and play pictures and videos.

The watch features an LCD micro-touch touchscreen with a resolution of 128 x 128 and 260,000 colors. It weighs only 2.5 ounces and is the smallest phone watch you can buy, according to the company.

The watch takes pictures at VGA resolution (640 x 480). The video camera feature captures MPEG 4 (AVI) format at 128 x 104. The watch will play MPEG4, MP3, WMA, WAV and AMR files.

What do you think? Would you prefer your cell phone attached to your wrist like a watch? I think the touchscreen capabilities are rather cool… you can switch the “faces” to look like graphic buttons, or go for the more “traditional” clock-style watch face.

According to the article, the W PhoneWatch will work with nearly every phone carrier network, and is rechargeable using the USB connection or a battery charger. You can do everything you normally would with your cell: get the time, make and receive calls, play music, snap photos, etc. Would you consider getting one?

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The Free Stuff Slowly Ebbing Away

Well, the days of free stuff on the Internet is slowly starting to fade away. I’m still gratified that e-books (in the public domain) are still free, but it looks like online entertainment is starting to claim more of the wallet…

Hulu to Add Subscription Services, Pay-Per-View, Hints Murdoch

At an investor conference held earlier this week, News Corp. chairman Rupert Murdoch and NBC Universal CEO Jeff Zucker revealed that they were looking at news ways to help monetize their joint venture, the video-streaming service Hulu.com. The site, a popular web destination featuring movies and TV shows from content partners including Fox, ABC, Disney, and, of course, NBC Universal, reaches anywhere from 9 million to 42 million users per month, depending who you ask. Although the hosted content is currently ad-supported by way of commercials interspersed into the video streams, the company is interested in exploring other revenue options as well, specifically subscription services and pay-per-view programs.

As much as I understand that Rupert Murdoch must be very, very hard up on money… (insert salacious sarcasm here), I can’t say I’m too disappointed with this decision. I tried watching the junk on Hulu a few times, and can’t say that I’ll miss it if it goes to pay-per-view. And now that I realize who owns it, that explains all the filth on the site. :-p

Anyway, Hulu is just one of many online “vendors” that are starting to tighten their belt, for whatever reason. In my opinion, television isn’t even worth watching while it’s free. But I dread the day that online books may be costly.

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Compare Auto Insurance Quotes Online

How cool is the Internet?? So cool that you can check ONLINE and compare various auto insurance quotes. We are very thrifty with our insurance (and my husband used to work in the business for a few years). We remember those agonizing days of calling various insurance companies, harvesting lengthy information to get comparison quotes. Here in New York State, insurance (as well as everything else) is very expensive, so every hard-earned dollar counts. I hated making those yearly calls… ick!

But with the Internet and websites like PremiumAutoInsurance.net, everything is a breeze! We spent some time comparing our policy with several of the “name-brand” companies, including Liberty Mutual, Travelers, Geico, Progressive, and more. Click here to do your Free Auto Insurance Quotes online.

When you get to the page, you enter your zip code, which will show you available insurers for your area. You can choose which company you’d like to compare, and enter in your information.

All in all, Geico looks very good, and may be the best bet for us, although Progressive is pretty close and we’ll continue to keep our eyes on rates there.

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It’s a great way to compare auto quotes, to make sure you are getting the best bang for your buck. Check it out, it’s free to use, and it’s extremely convenient!

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Make Money Blogging: Niche Blogs

This is another segment in my posts about making money blogging. I’m sorry I have neglected this topic recently, after promising to address it! I, umm, totally forgot.
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I also plan to continue the discourse here, at the tech blog, where it seems more appropriate.

Previously, I addressed the benefits of getting your own domain and your own web hosting space, and I delved a little into the various blogging-for-pay companies. I want to chat a little about “niche” blogging, something that has become more attractive to advertisers. Last year, I was asked by a few companies to create a handful of niche blogs, which I did. It’s not too difficult to run a dozen blogs or so– people ask me all the time how I do it, but because I divide my time and topics per blog (when I want to discuss technology, I do it here and not at my political blog), it’s quite easy.

A niche blog is a blog dedicated to discussing a particular topic, and which rarely strays from the topic. Posts, links, and sidebar information generally revolves around the niche of the blog. For example, I have links for travel insurance, hotels, and airline companies on my travel blog., It would be outside of the niche to post links or topics about wall insulation or rants about atheism on my travel blog. I have a handful of blogs that all deal with my personal interests: travel, history, home life, politics, home improvement, technology, ranting humor, etc. Blogging comes easy this way. Through niche blogging, I am able to maintain a part-time job of sorts. Last year, I earned almost $13,000 (gross, before business costs), just through blogging. This is phenomenal because I never had to leave home to earn it. I worked hard at it– got professional-looking themes, joined a dozen pay-for-blogging companies, and worked hard at marketing my blogs.

Having niche blogs ONLY within the realm of your personal interest or knowledge is important. Otherwise, your heart won’t be in them, and readers aren’t stupid– they know when you have a blog just to monetize it.

    PROS:

  • Advertisers prefer niche blogging to the “mixed bag” kind of generalized blog.
  • More blogs = more opportunities = more money.
  • It’s much easier on your readership. For example, I don’t have too many men visiting my mommy blog, but my humor blog and political blogs are more popular with men than women. Therefore, I can tailor the advertiser’s products more appropriately to a specific audience. It’s a win-win situation.
  • Niche blogs get more attention in search engine results. I get more traffic for my New York travel blog from search engine results because I stay very carefully within the confines of travel, travel products, attractions, and New York issues. I rarely stray from the topic of the niche for the certain blog. So in a sense, my niche blog (while still personal) becomes more of an information resource for the particular niche. It’s a bit of a science. ;)
  • Building niche blogs does cost money, but the cost is quickly recouped if you monetize the blog. Web hosts often allow you to have unlimited hosting for your domain names. So, once you have purchased your hosting plan, all you need to do is spend $10-20 on a new domain, if you like. I can easily recoup that money in one or two sponsored posts. So, it’s very lucrative.
    CONS:

  • Creating and maintaining several various blogs can be time-consuming and tiresome, unless you really love what you do.
  • Generating traffic, readership, and (hopefully) PageRank can be the most arduous tasks. This is made somewhat easier with social networking, but it’s still a lot of work.
  • You must be a “jack of all trades,” building and maintaining your own web design, blogging articles, learning SEO skills, etc.
  • It’s more time consuming, because you are essentially forced to write high-quality posts on a continual basis. On a “mixed bag” blog, you can get away with a few “I’m too tired to blog so I’ll just blab” posts, but in niche blogging where the content is much more specific and focused, you need to be on your toes.

So advertisers tend to prefer niche blogging. Specialized products and services fit better within them, For example, it would not be for an advertiser’s best interests to discuss kitchen faucets on my political blog, would it?

Another point I should make before I close is this: try to avoid the temptation to creating a slew of free blogs using Blogger. Advertisers are wary of the “free” blogs out there, and don’t take them seriously. As a matter of fact, almost all the companies I work for ban Blogger blogs. You will be hard-pressed to find much work if you use Blogger or WordPress.com (they don’t allow advertising on your blogs, either– they will delete your blog if they find it). And, as some of you have discovered, it’s an arduous process moving a Blogger blog to your own hosted blog.

I hope this helps answer some of your questions out there. In the next post (and I promise it won’t take me months to write it!), I’ll talk about the look and functionality of your blog and how to generate traffic to it. Thanks for reading!

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