Archive for February, 2010

Clark Howard: Major Retailers Ripping You Off

I got the following in my email from Clark Howard e-zine:

RIP-OFF ALERT: We’ve gotten several calls from listeners complaining about being ripped off while checking out at many otherwise legitimate Internet selling sites.

Typically, our callers report seeing a message during checkout asking if they’d like to save X amount of dollars on their purchase. Clicking through on the message and agreeing secretly enrolls you in a subscription service that is billed to your credit card or debit account on a monthly basis. And there’s no real notification — other than some mice-type that’s too small to read.

The Wall Street Journal reports New York Attorney General Andrew M. Cuomo suspects 22 companies of being involved with this rip-off. Among the companies he’s subpoenaed are Staples, Barnes &Noble, Avon, GameStop, 1-800-Flowers and Orbitz, just to name a few.

No need, however, to wait and hear their side of the story. You know all you need: That supposed instant discount will cost you big-time. Cuomo alleges that three of these discount programs pulled in more than $1 billion annually.

The real question is how will trusted brands that take advantage of this suspect sales ploy gain their reputations back with customers??

You can read the full post here. The comments are really, really enlightening, I think. I had no idea that such reputable companies would do such STUPID things!

When checking out [at CVS], there is a ‘donate $1′ to some so called charity which is very difficult to say no and get this off my bill. If cvs wants to donate, don’t scam me and everyone else for all these dollars that add up to millions. It is quite a scam and has to be illegal. It is very difficult to remove this.

As you check out of VisionDirect, there is a checkbox already checked for coolsavings.com. i did not notice it and began getting charged a monthly fee immediately. I caught it five months later and contacted coolsavngs.com. They reimbursed me all except one month worth – I would have had to fill out some form. Just wanted to be done with the company. Complained to VisionDirect about this and to date no response. Will take my business to a competitor from now on, even if they charge a few dollars more.

In my case, the charges started to hit twice a month for around $33 (each) when I purchased an airline ticket from Travelocity.

I’ve been a victim of this for the past 7 months from freeshipping.com without knowing about it. My wife purchased flowers from Proflowers.com and was enrolled in this service, they make it seem like part of the checkout process so you have no idea what you are signing up for.

For a few pennies per customer, companies are ripping people off by allowing third-parties to scam customers. It’s just insane. Watch the fine print!

[Slashdot] [Digg] [Reddit] [del.icio.us] [Facebook] [Technorati] [Google] [StumbleUpon]

Tags: ,

File Taxes Online for Free

This is a Sponsored Post written by me on behalf of eSmart Tax. All opinions are 100% mine.

Every year, more and more people take advantage of the convenience, speed, and ease of online filing for taxes. Fling the taxes is painful and stressful. Doing ALL that paperwork makes the task absolutely onerous. I know, I am self-employed and am slammed with tons of paperwork (not to mention, tons of taxes)! There’s a website that will make filing your taxes a little easier– it’s eSmartTax.com, and you can file for free at their website! Moreover, they have a very neat deluxe version geared specifically for people who have the surname Johnson: Johnsons file free! Actually, the new spokesman for eSmartTax.com, Daryl Johnson, may find it helpful! Did you know that there are over 2 million people in the United States named Johnson?! That Johnson is the second-most common name in this country?! (I assume the most common is Smith). eSmartTax.com wants to make filing taxes as painless and quick as possible, for people named Johnson and those with other names. :D eSmartTax.com also offers a more extensive deluxe version that you can purchase, as well. It’s very affordable– under $10! See the website for more information on filing taxes with eSmartTax.com.

Doing your income taxes is painful enough. Alleviate some of the discomfort with the convenient eSmartTax.com.

Visit my sponsor: eSmartTax.com

[Slashdot] [Digg] [Reddit] [del.icio.us] [Facebook] [Technorati] [Google] [StumbleUpon]

Tags: , ,

Use Irfanview to Reduce Photos

Irfanview is a free and very basic photo-editing program. I use it regularly to resize photos. This comes in handy if you want to email photos or upload them to a photo sharing website. Irfanview can work with just about any photo file you have (.jpeg, .gif, .bmap, .ico, .tiff, etc). I’ve written a quick tutorial about how to use Irfanview to reduce the size of a photo.

OPen up Irfanview, and go to the Menu where it says “File” (you know, File, Edit, Image, Options, etc). Click that, and a dropdown menu appears. Choose “Open.”

Photo Sharing and Video Hosting at Photobucket

A new window will pop up, asking you what you want to open. Find the picture you want (let’s pretend you have a photo of a white house on the Desktop). You’d go to the Desktop until you see whitehouse.jpg. Choose that one. The photo should open in Irfanview.

Here’s our whitehouse.jpg photo. See how large it is? It’s 1415 x 949 pixels!  This is too large a photo to email or post on a blog. It consumes a lot of space and bandwidth, and makes the person viewing/receiving the image use up their bandwidth.

Photo Sharing and Video Hosting at Photobucket

Now, go to where it says “Image” in the menu bar. A menu will drop down. Choose “Resize/Resample.”

Photo Sharing and Video Hosting at Photobucket

A new window will pop up, asking you what size you want. For now, since you are new, you can choose something easy like “Half.” Obviously, this will make your picture twice as small. In this example I opted for the “Set new size” and typed in width 500 pixels and height 375 pixels; this is a good, general size for most blogs and photo uploads. For emails, you may even want to make it a little smaller.

Photo Sharing and Video Hosting at Photobucket

Click “OK.” The picture will immediately change. See below for our newly-sized photo.

Photo Sharing and Video Hosting at Photobucket

Now you need to save the newly sized picture. If you want to make your photo of whitehouse.jpg permanently this small, choose “Save.” HOWEVER if you want to keep that larger picture of the white house for your own files, but want a smaller version in your email or uploaded on the web, choose “Save As” and rename the photo (for example, “whitehouse_small”). This will give you two photos of the white house in your computer– your original large photo and a new smaller photo.

Irfanview by default saves the images as jpeg image files. As you become a more advanced user, you can tinker with settings and make all sorts of files.

You can even use Irfanview to sharpen the image, remove red-eye, tint the colors, and do all sorts of nifty things. Explore with the menu items. Be sure to work on a “scrap” image and not one you want to preserve, in case you make a mistake.

Smaller images are much better for sending email. They also won’t annoy the email recipient, who hates getting gargantuan images! Smaller images are easier to upload. If you have a blog, this is very important. Some blogs I visit have enormous images in them, and my browser stutters and skips to display them. It is thrifty and courteous to compress your images. Use Irfanview, it’s free!

[Slashdot] [Digg] [Reddit] [del.icio.us] [Facebook] [Technorati] [Google] [StumbleUpon]

Monitor Your Bandwidth

This is an interesting tool: BitMeter. It monitors your network bandwidth, and will display usage in a graph form. I’ve been hunting around for a good monitoring tool, because we have somany people on our home network here. Sometimes, it seems that the bandwidth slows to a crawl. And other times, usually at night, the bandwidth slows regardless of who is on the connection. It’s weird. I wonder if my ISP degrades the speed at that time? With a cable connection, I know that bandwidth is up and down, depending on how many people are on the cable line (throughout the neighborhood) and wat things they are doing to use up bandwidth. But with DSL, it is different. Or, maybe it’s a sign that I need to get new lines outside!

Well, the BitMeter looks promising although the graph is a tad difficult to read. If you’ve been looking for a bandwidth monitor, there it is!

[Slashdot] [Digg] [Reddit] [del.icio.us] [Facebook] [Technorati] [Google] [StumbleUpon]

Tags:

Login to Your Computer With Face-Scanning Software

This blows my mind: what was once high-tech security measures comes to a computer near you. C|Net.com wrote a riveting article about the latest program to come down the pike: KeyLemon. It uses the webcam to detect your face and upper-body shape. There’s even a Firefox plugin for logging in to social networking sites.

KeyLemon adds an extra layer of security to your computer log-in process by making your Webcam do all the heavy lifting. Instead of typing your password, KeyLemon 2.2 associates your face with your profile, and then regularly checks to make sure that the person sitting in front of the computer matches the image attached to that profile. If it doesn’t think they match, the computer takes a photo via the Webcam and then automatically goes to hibernate.

The latest version of KeyLemon introduces a Firefox plug-in called LemonFox that lets users log in to three social-networking services using their Webcam.

C|Net said that the software was pretty good, working correctly about 90% of the time.

I don’t know about you… this stuff may be convenient, but if it doesn’t work, I’d probably wind up throwing my computer across the room!

[Slashdot] [Digg] [Reddit] [del.icio.us] [Facebook] [Technorati] [Google] [StumbleUpon]

Tags: